Ask Medical Providers for a Third-Party Billing Basis
Video Transcribed: Is it possible to get medical treatment after a personal injury matter, such as a car wreck, if you have no health insurance? Hey everyone, Christopher Stevens here certified paralegal with the Wirth Law Office in Tulsa, Oklahoma, working in personal injury in Oklahoma.
And today we’re going to be talking about whether or not you can still get medical treatment, even though you might not have any health insurance. Well, for a lot of people, they think, well, the only avenue that I can have for medical treatment is if I go to the emergency room.
But one thing you can ask medical providers is to see if they treat on what’s called a third-party billing basis. Now, what this means is that the medical provider won’t bill you upfront directly. And what they’ll do instead is file a lien against the insurance claim.
So that way you can still get treated and they can also protect their financial interests. So if that’s an avenue that you’re looking into and you say, “I really need that treatment, but I don’t have the health insurance.” That’s something that you can ask providers and see if either they treat on a third-party billing basis, or if they know of another provider who does.